If you have ever picked up a copy of the New York Times, you have probably come across one of Carl Richards and his insightful, back-of-the-napkin drawings and posts that illuminate the basics of money. A financial planner, and author of The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money - Carl is a fascinating thinker on the future of wealth. We spoke about his latest research on uncertainty, financial planning for freelancers, and why human advisors will remain relevant even in an age of algorithms.